Asset Protection

Every business, whether a Fortune 500 or a small business, has assets that are important to the continued success of their operation. No one wants the unexpected or even the expected to threaten those assets, but the fact is they need to be protected everyday 24×7, 365 days a year. At DSC we understand the Continue Reading

Risk Transfer

One of the most effective and cost efficient tools to protect your business from a loss is to transfer that risk to a financial services company (insurance). DSC has an extensive network of underwriters that we work with from domestic companies (admitted and non-admitted) to offshore markets like Lloyds of London and Bermuda. We analyze Continue Reading

Medical Cost Containment

One of the fastest rising costs that a business faces is the cost of healthcare. At DSC we believe healthcare is like any other business operation, it has to be proactively managed and re-enforced from the top of the organization down. Most companies complain about the cost of healthcare but do little about it other Continue Reading

Risk Management

The best way to protect your company from a loss is to try to prevent the loss before it happens, and when that’s not possible, to mitigate your damages to minimize its impact on your operation. DSC has experienced loss control and risk management resources to help you accomplish just this. We make these services Continue Reading

Healthcare Assurance

Benefit programs these days are heavily influenced by Healthcare Benefits. When you hire new employees, especially those with families, they want to know what your major medical program looks like and how much it’s going to cost them; and can they continue to see their current doctor, dentist, etc. PPACA (Obamacare) is neither the doom Continue Reading

Alternative Risk Financing

While traditional insurance will work for most companies in most cases there are situations and operations that require alternate forms of insurance. These tools are for clients who are willing to accept some risk and exposure either to reduce their insurance cost or because the insurance markets simply are unwilling to provide the protection needed.

Some of the programs we have designed and managed for our clients include:

• High Deductible Programs
• Self-Insured Retention Programs
• Self-Insured Programs
• Captives
• Risk Pools
• Equity Risk Transfers
• Bond Risk Protection
• Premium Financing